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Build it now. Pay for it comfortably.

Most of our clients don't write one giant check. They pick a plan, keep their savings intact, and start the WOW months earlier.

Popular plans

Three ways LA homeowners fund a WOW project

We work with several lending partners, so you get options instead of one take-it-or-leave-it offer.

Option 1

Deferred interest — 0% if paid in full

No monthly interest when the balance is paid in full within the promotional window (up to 18 months on select programs).

*O.A.C. Other fixed rates with terms and low monthly payments available.

Option 2

Rates from 6.99% for up to 30 years

Property-based (PACE-style) programs judged on your home's value, not just your credit — ideal for solar, roofing, windows and efficiency work.

*No credit-score requirement on PACE. Based on property value and equity.

Option 3

Secured loan — keep your current rate

Based on your home equity and project size we bring you the best refinancing, HELOC and construction-loan options on the market today — with the option to keep your existing low first-mortgage rate.

*Subject to lender approval and appraisal.

No interest for 18 months

Special promotional programs where you can pay 0% interest for up to 18 months.

*O.A.C. (on approved credit)

Long-term programs

Multiple long-term plans ranging anywhere from 5 up to 30 years, so a big build becomes a small monthly number.

*O.A.C. (on approved credit)

Low interest rates

Competitive fixed interest rates starting as low as 5.99% through our lending partners.

*O.A.C. (on approved credit)

Start my project now

Apply

Credit application

Complete the four short steps below and a WOW financing specialist will come back with the plans you qualify for.

1ApplicantApplicant
2Co-AppCo-Applicant
3PropertyProperty Information
4SigningApplication Signing

Amount Requested

$0 - $5,000$5,000 - $10,000$10,000 - $20,000More than $20,000

Social Security Number *

Date of Birth *

Phone Number *

Email *

First Name *

Middle Name (Optional)

Last Name *

Driving Lic. No. *

Issue *

Expiration *

Street Address *

Apt/Unit # (Optional)

City *

State *

Zip code *

Present Employer *

City/State *

Occupation *

Work Phone Number *

Gross Monthly Salary *

Net Monthly Salary *

Length Of Employment *

Other Income (Optional)

Source (Optional)

Monthly Amount (Optional)

Has applicant declared bankruptcy? *

YesNo

Bank Name *

Select Account Type *

CheckingSavings

Payment estimator

What would my project cost per month?

Slide to your ballpark budget and term. This is an illustration at a sample 8.99% fixed rate — your real offer comes from the lender after a soft pre-qualification.

No prepayment penalties on most plans
Soft credit pull for pre-qualification
Approvals often the same day
Solar, battery and turf rebates stack on top

Project budget: $60,000Term: 10 years

Estimated monthly payment

$760/mo

Illustration only at 8.99% APR. Not an offer of credit.

How it works

Four steps, zero pressure

Free WOW estimate

We scope the project and give you a real number — no financing talk until you know the price.

Soft-pull pre-qualification

See what you qualify for in minutes. Soft credit check only — it does not affect your score.

Pick your plan

Compare 0% promo, long-term low payment and equity options side by side with your project manager.

Build now, pay over time

Funds are drawn as milestones complete. Most plans have no prepayment penalty.

Let's find your number.

Tell us about the project and we'll come back with a real estimate plus the financing plans you qualify for.

Get My WOW Estimate Call (888) 486-2182

Financing is provided by third-party lending partners and is subject to credit approval. Rates, terms and promotional periods vary by lender and are illustrative only. WOW Construction Group is not a lender.